Fire and allied perils to Construction & Contents
- Lightning
- Explosion/ Implosion
- Deletion of electrical clause
- Impact of land vehicles, horses and other animals
- Falling aircraft and space craft, sonic boom
Natural Disasters
- Earthquake, Tidal wave, Tsunami
- Storm, Tempest, Flood
- Hurricane, Cyclone, Tornado, Landslide
- Hail & Snow
Various cover
- Accidental Smoke
- Water / Rain water damage and other liquids, frost including search fees for water leakage origin
- Glass breakage
Funds & Securities
Neighbor's/ Third party's/ Co-owner's Recourse
Strikes, Riots & Civil Commotions
Brawls
Machinery Breakdown
Stock of Deep Frozen Foods (1st loss) following any covered peril and machinery breakdown.
Dishonesty (1st loss)
Losses due to a claim
- Loss of use
- Removal of debris
- Expert, Architect & Decorators fees
- Transportation, Replacement and Reinstallation
- Reconstitution of Models.
Burglary following forcible entry & Hold-up
Third Party Liability
- Bodily injuries, Material & Immaterial damages
- Parking Liability
- Liability for property in custody
- Food poisoning
- Defense
Workmen's compensation Defense
- Employer’s liability
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