Fire and allied perils to Construction & Contents
- Lightning
- Explosion/ Implosion
- Deletion of electrical clause
- Impact of land vehicles, horses and other animals
- Falling aircraft and space craft, sonic boom
Natural Disasters
- Earthquake, Tidal wave, Tsunami
- Storm, Tempest, Flood
- Hurricane, Cyclone, Tornado
- Snow, Avalanche, Hail and landslide
Various cover
- Accidental Smoke
- Water / Rain water damage and other liquids, frost including search fees for water leakage origin
- Glass breakage
Neighbor's/ Third party's/ Co-owner's Recourse
Malicious Acts, Vandalism, Strikes, Riots & Civil Commotions
Losses due to a claim
- Loss of use
- Removal of debris
- Expert & Architect fees
Burglary following forcible entry & Hold-up
Third Party Liability (Chef de famille)
- Material Damage
- Immaterial Damage (consequential loss)
- Bodily Injury
Loss due to falling trees, electrical poles
Servants and visitors property following all insured perils
Work related accidents to workers or servants at office
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